Terms & Conditions
Last updated: January 2026
Please read these Terms & Conditions ("Terms") carefully before using the MyTop Insurance Deals website. By accessing or using the site, you agree to be bound by these Terms. If you do not agree, please do not use the site.
1. About Our Service
MyTop Insurance Deals is a marketing and referral service that connects consumers with licensed insurance agents, carriers, and partners. We are not an insurance company, agency, or government agency, and we do not sell insurance or make coverage decisions.
2. Eligibility
You must be at least 18 years old and a resident of the United States to use our services. By using the site, you represent that you meet these requirements.
3. Accuracy of Information
You agree to provide accurate, current, and complete information when submitting any form. You are responsible for the information you provide, and inaccurate information may affect the quotes or services offered to you.
4. No Guarantee of Coverage or Rates
Submitting a form does not guarantee that you will be approved for coverage or offered any particular rate. All coverage, pricing, and eligibility decisions are made solely by the insurance carriers and partners.
5. Third-Party Partners
Our site may connect you with or link to third parties. We are not responsible for the products, services, content, or practices of these third parties. Your dealings with them are solely between you and the third party.
6. Intellectual Property
All content on this site, including text, graphics, logos, and design, is owned by or licensed to MyTop Insurance Deals and is protected by applicable laws. You may not copy, reproduce, or distribute our content without permission.
7. Prohibited Use
- Using the site for any unlawful purpose or in violation of these Terms.
- Submitting false, misleading, or fraudulent information.
- Attempting to interfere with the site's security or operation.
8. Disclaimer of Warranties
The site and services are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. See our Disclaimer for more detail.
9. Limitation of Liability
To the fullest extent permitted by law, MyTop Insurance Deals is not liable for any indirect, incidental, or consequential damages arising from your use of the site or services.
10. Indemnification
You agree to indemnify and hold harmless MyTop Insurance Deals and its affiliates from any claims or damages arising out of your use of the site or your violation of these Terms.
11. Governing Law
These Terms are governed by the laws of the United States and the state in which we operate, without regard to conflict-of-law principles.
12. Changes to These Terms
We may revise these Terms at any time. Continued use of the site after changes are posted constitutes your acceptance of the updated Terms.
13. Contact
Questions about these Terms? Email us at legal@mytopinsurancedeals.com.